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One unified way to enhance your credit assessments with real time data

Connect your SME customers ERP systems and file data to you with one single connection to Zwapgrid API.1. We focus on the infrastructure, you use the data to populate your reports and make informed decisions.

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Connect once and expand

 Don't build your own integrations. You only need to connect once to Zwapgrid API.1 to be able to access the most relevant systems and file formats in the Nordics.


Reduce credit losses

Stop taking unnecessary risks. Add real time accounting and invoice data to your assessments to make faster and more reliable decisions.


Increase transparency

Don't rely on old information. With a real time data stream, you can stay updated on your SME customers financial situation and adapt your terms and offerings accordingly.

Connect your SME customers data to mitigate risks, increase efficiency and grow.

  • Reduce administration time per account with reduced touch point and on-boarding time. SME customers onboard themselves and you never have to chase the data again.

  • Sales and credit can make well informed decisions and collaborate better, when they have access to accounting data that they can combine with the regular UC/Creditsafe check during the first assessment and to stay updated and predict the needs of their accounts going forward. 

  • Reduce credit losses by utilising the data you access to flag early warnings and offer terms and conditions adapted to constantly updated information.

  • Enable growth for everyone. Offer your SME customers what they need before they even know it and use your data insights to both grow your customers, your team and your product.

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This is just an example. We don't provide tools for reporting, notifications or data science algorithms. Instead we focus of building the best possible infrastructure to connect SME customers systems and files to you. You use the data in your reports and analytics.

Built on trust and long experience
Our infrastructure and expertise is being accessed by industry leaders.


Zwapgrid's unified API for finance is a convenient way for us to offer everyone who uses Keeros Finance their customers' financial data.

-Krister Keskitalo, Founder, KEEROS



What we develop must be scalable and standardised for many regions. With Zwapgrids infrastructure this can be done efficiently and smart.

-Joel Risberg, Strategic Partner Manager, NETS



With Zwapgrid's infrastructure, we can create new innovations and develop offers to help all companies in Sweden.

-Adam Hultén, Business Unit Manager, KIVRA


Don't build and maintain integrations. Focus on improving your processes with real time data.


1.Secure and efficient onboarding. Your customers onboard themselves and allow you to access their data. They can choose what system they use and can upload files as well. We use secure and reliable standards, such as Auth0 and Bank ID in Sweden.

2.The data is harmonized and delivered. All systems and files have their own API standards and structures. To make it easy for you, we ensure that all data is received in the same way, you never have to think about what system or file standard they are using.

3.You use the data to enhance your processes and reports. We don't store or use your customers data to build reports, but instead ensure that we provide the best possible data infrastructure and handle the connections. You own your customer relationships and use the data.

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Try 45 days free

"We've been helping businesses share data between different systems since 2016. API.1 is our way to make this more scalable, secure and efficient.

Zwapgrid was founded in 2016 with the vision to become the best data sharing infrastructure in the world and make life easier for you and your business customers. With Zwapgrid API.1 we take one step closer with a unified way to access data from both APIs and files. It's easier for you to get started and we solve the same challenges that would otherwise require multiple solutions or resources needed for core operations".

Niklas Köhlmark, CPO, Zwapgrid


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