API.1 The European Open Accounting Rails

The Open Accounting API for Banks, SaaS and Fintechs

Connect once for secure customer access, harmonised accounting data and integrations we maintain. Give your team more time to build what makes your product unique.
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One integration. Accounting data across Europe.

Zwapgrid connects your product to your customers’ accounting systems through one API. We harmonise the data and maintain the connectors to supported systems—so you can launch faster across markets.

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System Coverage

17

Live systems

7

Countries

17.5M

Sme reached

25+

live systems

By year end

20M

sme reach

By year end

Need another accounting system?

Tell us what you need

How it Works?

01

Invite Your Customer

Invite your customer to securely connect to share their accounting data.

02

Customer Chooses Their Accounting System

Your customer will go through the Onboarding Flow, where they choose the system they want to share data from.

03

Customer Consents to Sharing Data

Your customer will sign in into their accounting system, allowing our API to securely share the data with you

04

Access the Data

That’s it - you will now be able to get real-time accounting data straight from your customer's accounting system, through our API!

Beyond the first API call

AI helps you build faster. Running accounting integrations means owning secure access, data quality and ongoing maintenance. We take care of that layer.

Building it yourself

Your team owns the full lifecycle

Understand every data model

Map each system’s invoices, accounts and tax fields into data your product can use.

Secure every connection

Build and maintain login flows, customer permissions and secure token handling for each system.

Validate real accounting data

Test missing fields, unusual transactions and system differences against real customer scenarios.

Keep it running

Own API changes, failed connections, troubleshooting and ongoing updates.

Repeat for each system

Each additional accounting system brings another integration to build, test and maintain.

Vs

With Zwapgrid

An integration layer built for production

Harmonised accounting data

One common data model for supported accounting systems, ready for your product to use.

Secure access, already built

Hosted onboarding, customer authorisation and secure token handling for supported systems.

Accounting expertise built in

Mapping and validation shaped by accounting expertise and experience with real customer data.

Maintenance handled by us

We maintain the system connectors and handle upstream API changes and troubleshooting.

Expand through one API

Reach more businesses as our coverage grows. Reuse your integration across supported systems and capabilities.

Let us own the integration layer.
You own your product.

We take care of the integration work across supported accounting systems, so your team can focus on building your product.

Why Choose Our API?

Our API is built to transform complex accounting integrations into a seamless experience. From unifying data across multiple systems to simplifying the onboarding process and delivering reliable, scalable solutions, we ensure your business is always a step ahead.

One central API connects multiple accounting systems.
  • All Your Data, Unified

    Connect to multiple accounting systems effortlessly and access standardized data through one unified schema. Say goodbye to inconsistent formats and hello to actionable insights.

  • Easy Onboarding for Everyone

    Our onboarding system allows your customers to authorize access with just a few clicks. No technical hassle - just a smooth, guided process from start to finish.

  • Built for Growth

    Engineered for reliability and performance, our API handles growing demands effortlessly. Enjoy enterprise-grade uptime, robust security, and scalable architecture that grows with your business

  • Expert-Built & AI-Assisted

    Our team uses AI throughout the development process to ship integrations faster and with higher quality. But speed alone isn't the point, it's the combination of AI and years of accounting domain knowledge that makes our integrations genuinely reliable.

Hear it from those who know us

We’re honored to partner with forward-thinking companies and deeply value their insights, feedback, and continued support.

We’ve looked at and assessed a range of integration solutions on the market, and Zwapgrid stood out. Their approach allows us to better understand our customers’ financial situation in real time, while automating a number of tedious and costly tasks behind the scenes.

Krister Keskitalo

Simon Pettersson

Country Manager Sweden | Alisa Bank
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Thanks to Zwapgrid, we get access to all the data in more countries. Another problem they solntegrating with Zwapgrid was seamless. Their API and documentation made it simple, and it meant our developers could stay focused on building great visualizations for our customers, not integrations.
It also gave us the ability to scale internationally without worrying about local ERP differences.

Peter Beckman

Christian Lagerkvist

CEO & Founder | Fluidly
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We have set ambitious goals to deliver an efficient experience to our business customers while reducing the internal stress and risks associated with the assessment and administration of factoring. Standardising how we receive invoice data is an investment that will help us now and in the future. Zwapgrid API.1’s combination of delivering file and API data in a unified way stand out as both unique, powerful and efficient

Morgan Belic

Morgan Belic

Ikano Bank
Testimonial icon

What would you like to build?

Tell us a little about your idea. We’ll help you explore the accounting data, systems and next steps that fit your product.

No account or meeting needed.

Prefer email? hello@zwapgrid.com

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